![]() Make Sure You’ve Included an Emergency Fund and Sinking Funds in Your Plan Plus, hopefully, there will be something in here you can take and use to supercharge your frugal life! 2. ![]() Second point, once you have the plan you need to make sure that you are then doing the second half and living it! So tracking your expenses, checking in weekly, consider making the switch to a cash budget, whatever you need to do to stay on top of your money– just do it! Once you have answered those questions, look at what you are spending money on and if that aligns with your money plan? If not, you need to make some changes. You need to have a plan about where you want it to go. You need to know where all your money goes! But before you even look at where it is going. Because a budget at its most basic is simply a spending plan. Some people (like myself) would call this a budget. It is crucial that you have a plan for your money. So, let’s learn how to better use our money and start living on the cheap! ![]() You never learned to live with what you had, and just because you have more now, you never addressed those money problems from before. But guess what?! All those money problems you had before the raise? You’ll be less stressed and able to do more.įast forward five years and you get a raise at work– hurray! You decide you can now afford to purchase a new home and new car for yourself. You are in deep debt, you struggle with impulse purchases, you chase that next shiny new thing– money is always tight, but you know if you can just make a little bit more money, things will turn around. Let’s say that you are struggling to stay on budget. If you can live well on less, you never need more. Are you tired of always being broke and never having any money? While making more money is certainly an option for giving your budget a nice bump– I would argue that becoming a better money manager and learning how to live super frugally would serve you better. ![]()
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